Homes and businesses set to claim up to £1m compensation from police chiefs after buildings were torched and looted in violent riots

Police and crime commissioners could see households and businesses claiming for compensation of up to £1 million in the aftermath of riots erupting across the UK. Under the law in England and Wales, victims of criminal damage to their property and possessions during a riot are entitled to claim for losses. Questions about legal protection
Homes and businesses set to claim up to £1m compensation from police chiefs after buildings were torched and looted in violent riots

Police and crime commissioners could see households and businesses claiming for compensation of up to £1 million in the aftermath of riots erupting across the UK.

Under the law in England and Wales, victims of criminal damage to their property and possessions during a riot are entitled to claim for losses.

Questions about legal protection have been raised after several days of violent disorder in towns and cities including Liverpool, Rotherham, Tamworth, Middlesbrough and Hull, after three schoolgirls were stabbed to death at a Taylor Swift-themed dance class in Southport on Monday last week.

Hundreds of police officers have been injured in clashes with thugs, as far-right activists led the way in attacking police officers, mosques and hotels thought to house asylum seekers.

The aftermath of a Lush beauty shop in Hull, which was looted following riots across the UK in the last week

The aftermath of a Lush beauty shop in Hull, which was looted following riots across the UK in the last week

Shoe Zone in Hull was gutted after it was hit by rioters

Shoe Zone in Hull was gutted after it was hit by rioters

A hotel used to house asylum seekers was targeted by far-right rioters in Rotherham

A hotel used to house asylum seekers was targeted by far-right rioters in Rotherham

Wheelie bins were torched outside Spellow Library and One Stop Shop in Liverpool

Wheelie bins were torched outside Spellow Library and One Stop Shop in Liverpool  

And inside - where extensive damaged had been caused

And inside – where extensive damaged had been caused

An investigator wearing protective gloves assesses the damage to the Shoe Zone shop in Hull after it was torched

An investigator wearing protective gloves assesses the damage to the Shoe Zone shop in Hull after it was torched

A cafe on the Donegall Road in south Belfast was damaged during disorder linked to anti-immigration protests in the city

A cafe on the Donegall Road in south Belfast was damaged during disorder linked to anti-immigration protests in the city

Islamophobic chants were heard and in some areas of the country rioters were filmed stopping cars and interrogating drivers about whether they were ‘white and English’.

Properties and shops including Shoe Zone, Sainsbury’s, Lush and Greggs are among to have been targeted by people damaging, looting and setting fire to buildings.

In Rotherham, anti-immigration rioters smashed the windows of the Holiday Inn Express before starting fires.

A similar incident played out at a Holiday Inn hotel in Tamworth into Sunday evening, where reports suggested asylum seekers were also being housed.

And in Rochdale, a Holiday Inn Express hotel for asylum seekers was also left with a lot of damage after it was targeted. 

HOW DOES THE COMPENSATION SCHEME WORK? 

Under the Riot Compensation Act, victims of damage, destruction and theft can claim for riot compensation if their home, business property, or possessions were not adequately insured.

For most of England and Wales, the Police and Crime Commissioners – elected officials who oversee local policing – in the area where riots took place will foot the bill for eligible claims, according to government guidance.

In London, the claims authorities are the mayor’s office or police authorities.

Costs can be covered in the form of compensation payments, or repairs paid for by the claims authority, including for some insured cars.

Government guidance says potential victims should immediately contact police in the aftermath of a riot, and do not need to work out straight away what their losses might be.

Insurance companies can also make a claim to be reimbursed after paying out in full or in part for people affected by riot damage.

Claimants have 42 days to make a claim from the date the riot ends. 

More information is available at the gov.uk website. 

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A group of rioters in Middlesbrough smashed the windows of houses and cars and threw objects at officers on Sunday afternoon, with one seen shouting a racial slur and another telling police: ‘It’s our f****** country.’

And in Hull, the Lush store was left with smashed front windows and its beauty products littered outside the front door after thieves took over.

But a piece of legislation under the Riot Compensation Act (RCA) gives victims of criminal damage or loss during a riot the right to compensation.

Advice on the Government website states people can claim compensation under the RCA from the local police claims authority – crime commissioners, who oversee policing – if their property is not adequately insured.

In order to qualify for compensation victims must demonstrate that the damage or loss they have suffered was as a result of a riot.

Each RCA claim will be subject to a maximum compensation limit of £1m.

Not all instances of damage or loss that occur during a period of civil disturbance will meet the criteria for compensation under the RCA.

Insurance companies can also make a claim to be reimbursed after paying out in full or in part for people affected by riot damage.

Prime Minister Sir Keir Starmer warned that people will ‘regret taking part in this disorder’ and said he ‘won’t shy away from what it is: far-right thuggery’.

In a speech in Downing Street, he likened the events to rioting in 2011 when he was working as the Director of Public Prosecutions.

He stressed it is ‘violence’ and ‘not protests’ that is sweeping the streets.

However, guidance on the Government website notes that ‘not all instances of damage or loss that occur during a period of civil disturbance will meet the criteria for compensation’ under the riot regulations.

A badly damaged supermarket on the Donegall Road in south Belfast

A badly damaged supermarket on the Donegall Road in south Belfast

Protesters appeared to lob missiles while others started fires in Rotherham at the weekend

Protesters appeared to lob missiles while others started fires in Rotherham at the weekend

A car burns after it was set on fire during a demonstration in Middlesbrough by far right activists

A car burns after it was set on fire during a demonstration in Middlesbrough by far right activists

A police officer walks by a man cleaning up debris inside a Holiday Inn Express in Tamworth

A police officer walks by a man cleaning up debris inside a Holiday Inn Express in Tamworth

The Holiday Inn Express in Tamworth was left damaged by a violent mob

The Holiday Inn Express in Tamworth was left damaged by a violent mob

Riot police stand next to the windows broken by protesters outside of the Holiday Inn Express in Rotherham

Riot police stand next to the windows broken by protesters outside of the Holiday Inn Express in Rotherham

The first suspects have now appeared in court charged with offences linked to riots, in locations across the UK. 

Downing Street said anyone whipping up violence online could face prison.

In a read-out of Monday morning’s emergency Cobra meeting, the Prime Minister’s official spokesman said: ‘The police, Home Office, DSIT (Department for Science, Innovation and Technology) and NCA (National Crime Agency) are working to tackle criminality online, to ensure people are prosecuted for online criminal activity. And they are working to tackle misinformation and bot activity.’

The official continued: ‘I should be very clear that anyone who stokes this violence, whether on the internet or in person, can be prosecuted and face prison.’

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